WITH RETURN GUARANTEE
Since 1.1.2018, ALSA PK has been offering the possibility of old-age pension with restitution. If an insured person chooses this solution and dies prematurely, he or she can transfer the unused capital to members of the family in accordance with the regulations governing benefits.
The return guarantee reduces the pension conversion rate by 0.35%. A minimum share of savings capital of 6.25% is required.