1.85% interest for active insured persons 2020
January 2020: ALSA PF pays interest of 1.85% on the pension capital of active insured persons for 2020. The overall performance of the assets reached over 2.25% at the end of the year (prov.). Due to the current situation and the resulting uncertain future development of the markets, maintaining or increasing the coverage ratio is a priority.moreless
Termination of affiliation contract - Federal Court decision 2020
December 2020: A Federal Court decision strengthens the participation of employees in the termination of the affiliation contract to a pension fund. Informing the employees is not sufficient. The termination is invalid. For further information, please contact us.moreless
External membership for departing insured persons over 58
December 2020: With external membership, the pension plan can be continued in the event of termination. It will still be possible to draw the retirement pension. Savings contributions can continue to be paid in. If desired, the existing pension capital can be deposited with ALSA PF free of charge. The application for external membership must be submitted within 2 months of leaving the ALSA PF.moreless
Current: Employee contributions financed from employer contribution reserve
November 2020: At its meeting on 11 November 2020, the Federal Council decided that employers may once again use the employer contribution reserves they have accumulated for the payment of employee contributions to occupational benefit schemes. It adopted the corresponding amendment to the ordinance.
The regulation will come into force on 12 November 2020 and will expire on 31 December 2021.moreless
Solid coverage ratio as of 30.10.2020
October 2020: The coverage ratio as of 30.10.2020 is a solid 108.43%. The technical interest rate is 1.55%. The lower the technical interest rate, the more prudently the pension obligations are valued.moreless
New registered office: Rietstrasse 4 in 8640 Rapperswil
November 2020: In the process of becoming independent, we moved into our new office space on 11/2/2020. The new address is:
055 222 12 12moreless
Performance 3. Quartal 2020: 0.89%.
October 2020: The investment strategy and the tactical decisions of the investment committee give the ALSA PF a good result compared to the benchmark index as at 30 September 2020. The performance as of 30.9.2020 is 0.89%. Compared to the CS PK Index 0.00% or the UBS PK Barometer -0.26%.
Pension conversion rate for the years 2019 to 2021
Oct. 2019: The primary objective of the ALSA PF is to safeguard the investment assets of the insured. That is why important parameters are regularly reviewed. Promised benefits must be 100% funded and must not reduce the financial position of the pension fund.
The continuously increasing life expectancy of 65- and 64-year-old insured persons in combination with the persistently difficult investment environment prompted the Board of Trustees - on the recommendation of the pension fund expert - to adjust the pension conversion rates.moreless